Privacy Policy EasyLoanCalc
Last Updated: 02-04-2025
Welcome to EasyLoanCalc (“we,” “our,” or “us”). This policy explains how we handle your data when you use our free loan calculators at easyloancalc.com.
Information We Collect
A. Data You Provide
- Contact Forms: Name, email, and messages (stored for 6 months).
- Calculator Inputs: Loan amounts, interest rates (processed locally, never stored).
B. Automatically Collected Data
- Usage Data: Pages visited, device type (retained for 12 months).
- Cookies: Session cookies (expire when you close your browser) and Google Analytics cookies (24 months).
2. How We Use Your Data
| Purpose | Legal Basis | Retention Period |
|---|---|---|
| Provide calculator tools | Contractual necessity (to provide the service you requested) | Until the session ends |
| Respond to inquiries | Legitimate interest (to answer your questions) | 6 months |
| Show ads via Google AdSense | Consent (you consent to cookies via our cookie banner) | 24 months |
International Data Transfers
Your data may be processed by:
- Google LLC (USA) for analytics/ads, under EU-US Privacy Framework.
- Our hosting provider (location: [specify if applicable]).
We ensure transfers comply with GDPR and other laws via Standard Contractual Clauses (SCCs).
Children’s Privacy
🚸 Our services are NOT for children under 13. We never knowingly collect their data. If you believe a child has provided information, contact us immediately at samitv.pk@yahoo.com.
Third-Party Services
We use:
- Google AdSense: For ads (opt-out here).
- Google Analytics: Anonymized traffic analysis (disable via browser add-on).
- [Add other services if used, e.g., Cloudflare, PayPal].
Your Rights
Under GDPR/CCPA, you may:
- 📤 Access or delete your data
- ✏️ Correct inaccuracies
- 🛑 Object to processing
- 📥 Port your data (request via email)
To exercise these rights, email samitv.pk@yahoo.com. We respond within 30 days.
Data Security
We protect your data with:
- 🔒 SSL encryption (HTTPS)
- 🛡️ Firewalls and regular audits
- 📜 Staff training on data handling
In case of a breach, we’ll notify affected users within 72 hours.
Policy Updates
We’ll notify you of changes by:
- 📢 Updating the “Last Revised” 02-04-2025
- 🔔 Posting a notice on our homepage (for major changes)
Contact Us
For privacy questions or requests:
📧 Email: samitv.pk@yahoo.com
📬 Mail: [Physical address if applicable]